TOKENIZATION OF PAYMENT INFORMATION IN MOBILE ENVIRONMENTS
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United States of America Patent
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N/A
Issued Date -
N/A
app pub date -
Feb 6, 2013
filing date -
Feb 10, 2012
priority date (Note) -
Abandoned
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Abstract
Data can be protected in mobile and payment environments through various tokenization operations. A mobile device can tokenize communication data based on device information and session information associated with the mobile device. A payment terminal can tokenize payment information received at the payment terminal during a transaction based on transaction information associated with the transaction. Payment data tokenized first a first set of token tables and according to a first set of tokenization parameters by a first payment entity can be detokenized or re-tokenized with a second set of token tables and according to a second set of tokenization parameters. Payment information can be tokenized and sent to a mobile device as a token card based on one or more selected use rules, and a user can request a transaction based on the token card. The transaction can be authorized if the transaction satisfies the selected use rules.
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