Mobile Payment Transaction System
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United States of America Patent
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Issued Date -
Sep 19, 2013
app pub date -
Nov 28, 2012
filing date -
Dec 1, 2011
priority date (Note) -
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Abstract
A payment transaction system including a payment authentication token associated with a customer; and a payment platform associated with the authentication token, the payment platform storing a stored value payment account having a pre-paid stored value and information corresponding to a plurality of linked funding accounts. In response to a transaction authentication performed by the authentication token and transaction data associated with the transaction, the payment platform selects the stored value payment account or a linked account, and settles the transaction with the selected account.
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