SYSTEMS AND METHODS FOR A REDEEMABLE POINTS CLEARINGHOUSE
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United States of America Patent
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Issued Date -
Oct 10, 2013
app pub date -
Apr 4, 2012
filing date -
Apr 4, 2012
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Abstract
A host clearinghouse account manager may maintain a system, such as a middleware system, for converting and/or exchanging loyalty points to value credits. The host clearinghouse's system middleware determines the appropriate number of loyalty points from a first merchant's loyalty point system to convert and/or exchange by implementing a conversion processor that converts the participant's loyalty points to an appropriate value credit equivalent. These value credits may then be converted and/or exchanged to loyalty points in a second merchant's loyalty point system.
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