SYSTEMS AND METHODS TO APPLY THE BENEFIT OF OFFERS VIA A TRANSACTION HANDLER

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20130282586A1
SERIAL NO

13923215

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system includes a transaction handler configured to split a transaction, initiated between an acquirer processor representing a merchant and an issuer processor representing an account holder, into separate transactions with the issuer processor and at least one sponsor processor that is configured to provide the benefit of offers to applicable transactions. A portal is configured to notify the account holder of the award/redemption of the benefit of an offer using a communication channel separate from the transaction terminal that initiates and approves the transaction between the account holder and the merchant.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Carlson, Mark Half Moon Bay, US 283 15684
Hagey, Ryan Alameda, US 40 3304
Koganti, Krishna Prasad Cupertino, US 33 2131
Kumnick, Phillip Lyle Phoenix, US 11 489
Ovick, Joseph Bjorn San Francisco, US 27 1218
Powell, Glenn Fremont, US 65 5013
Reid, Margaret San Mateo, US 20 1619
Stan, Patrick Pacifica, US 77 4534
Wright, Patrick Mountain View, US 23 919

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