Method and system using candidate dynamic data elements

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United States of America Patent

PATENT NO 9940621
SERIAL NO

13919900

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method and computer readable medium for conducting a transaction, comprising receiving a verification value and a portion of a dynamic data element, determining candidate dynamic data elements using the portion of the dynamic data element, calculating candidate verification values using candidate dynamic data elements, and determining if the received verification value matches any of the candidate verification values, wherein the transaction is thereafter authenticated if a candidate verification value matches a candidate verification value.

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Patent Owner(s)

  • VISA U.S.A. INC.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Faith, Patrick Pleasanton, US 198 14337
Hammad, Ayman Pleasanton, US 317 20338

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