System and Method for Providing a Cash Advance
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United States of America Patent
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N/A
Issued Date -
Nov 7, 2013
app pub date -
Nov 21, 2012
filing date -
Aug 13, 2004
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A loan system and cash advance product is provided which provides funds instantly to a financial institution or equivalent payment provider for pick-up by a registered user of the system. The user selects a cash advance product provided by an authorized distributor. The authorized distributor authenticates the user, pre-authorizes the purchase of the cash advance product, communicates with a loan system that verifies the user, authorizes the transaction, and transfers funds to the financial institution associated with the user. The authorized distributor then charges the user on his bill and remunerates the loan system cash advance product once the user has paid the bill.
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