SYSTEMS AND METHODS TO PROCESS LOYALTY BENEFITS
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United States of America Patent
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Issued Date -
Dec 5, 2013
app pub date -
May 17, 2013
filing date -
Jun 4, 2012
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method to provide a universal loyalty currency, facilitate exchange of loyalty benefits, and allow payments using loyalty benefits. A method includes: receiving registration information to associate account information of a payment account with at least one loyalty account to enable conversion of first loyalty benefits to second loyalty benefits; receiving, for a transaction, an authorization request identifying the account information and requesting the use of the second loyalty benefits to fund at least a portion of the transaction; and processing the transaction using the second benefits converted from the first loyalty benefits hosted in the loyalty account and funds from the payment account.
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