Open system account remote validation for access

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8746556
APP PUB NO 20130339243A1
SERIAL NO

13872637

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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At each of a plurality of point of sale terminals (POS) of a transit system, for each of a plurality of riders, where each rider seeks access into a facility of the transit facility by using a payment device issued by an issuer in a payment system, data is read from the payment device. The data can include an identifier for an account issued by an issuer. For each such access, a communication including the account is addressed to a network address of a system remote from the payment processing system and remote from each of POS terminals. A response to the communication is received that includes information as to the validation of the access based upon the account being on a list keep by remote system. When the received information contains the validation of the access, the rider is permitted access to the facility of the transit system and the payment device is unchanged for the fare of the access to the facility of the transit system.

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First Claim

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dixon, Phil San Diego, US 28 2388
El-Awady, Khalid Mt. View, US 27 1116
Hammad, Ayman Pleasanton, US 317 20356

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 10, 2025
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