Systems and Methods to Identify Affluence Levels of Accounts
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United States of America Patent
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Issued Date -
Dec 26, 2013
app pub date -
May 21, 2013
filing date -
Dec 12, 2011
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
Systems and methods are provided to generate information indicative of the opportunity to provide offers to affluent account holders, based on transaction data recording the transactions in the accounts of the account holders. The opportunity information may not be indicative of the actual overall spending level of the account holders. The opportunity information is generated based on rankings of the respective accounts based on spending characteristics in a plurality of merchant categories, such as international travel, dining out, specialty retail, etc.
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