METHODS AND APPARATUS FOR FUNDS REMITTANCES TO NON-PAYMENT CARD ACCOUNTS USING PAYMENT CARD SYSTEM
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United States of America Patent
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app pub date -
Oct 7, 2013
filing date -
Apr 6, 2007
priority date (Note) -
Abandoned
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Abstract
Apparatus and methods for funds remittances to non-payment card accounts are described. An embodiment includes a processor receiving a funds transfer request specifying a transaction amount, a destination bank account and a source account, and determining that the destination account is not a payment card account. The processor then initiates a payment transaction routed from the source account via a payment card system network to a payment card system settlement account that has been established in an agent bank in the same country as the destination bank account. The processor stores an instruction file of transfer instructions for the agent bank to transfer the transaction amount from the payment card system settlement account to the destination bank account, and later transmits the instruction file to the agent bank.
First Claim
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
MASTERCARD INTERNATIONAL INCORPORATED | PURCHASE NY 10577 |
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Chan, David | Singapore, SG | 139 | 2730 |
Lim, Samuel | Singapore, SG | 26 | 272 |
Sridhar, Rama | Singapore, SG | 7 | 78 |
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