SYSTEM AND METHOD FOR MANAGING A TRANSACTION PROTOCOL
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United States of America Patent
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app pub date -
Oct 23, 2013
filing date -
Jul 10, 2001
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
The invention teaches a system and method for managing a transaction account using the BIN number included in a transaction account number. The transaction account number is provided to a transaction account issuer configured to retrieve the BIN number from the transaction account. A portion of the BIN number, called the BIN identifier, is retrieved by the transaction account issuer and used to locate a corresponding use or issuer-defined transaction processing protocol stored on the account issuer system. The account issuer may then process the transaction request in accordance with the protocol located.
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