System and methods for issuance of a mobile payment account
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United States of America Patent
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Oct 15, 2019
Grant Date -
Apr 10, 2014
app pub date -
Oct 10, 2013
filing date -
Oct 10, 2012
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Methods and apparatus for provisioning a payment account on a mobile device at a location such as a retail store in conjunction with a purchase. A method includes a personalization server computer receiving payment account information of a consumer and a mobile payment account information request message from a merchant device, the message including information identifying the make and model of a mobile device being considered for purchase and a mobile network operator (MNO) identifier. The personalization server computer verifies the payment account information, determines a provisioning response message that includes information identifying at least one provisioning option, and transmits the provisioning response message to the merchant device for presentation to the consumer.
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