METHOD AND APPARATUS FOR AUTHENTICATING BANK TRANSACTIONS UTILIZING AN ELECTRONIC WAFER
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United States of America Patent
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Issued Date -
May 29, 2014
app pub date -
Nov 29, 2012
filing date -
Nov 29, 2012
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system and method of verifying a financial transaction at least partially conducted at an electronic device is authorized transaction is presented. First, the method determines that a request for a financial transaction is being requested at the electronic device. Upon that detection, biometric data from an electronic chip in the electronic device is read. Biometric data such as facial features and/or fingerprints are taken from the user of the electronic device. Biometric data stored in an electronic chip stored in the electronic device is compared the biometric data received from the user to determine if the user is the owner of the electronic device. The method allows the financial transaction to be conducted with the electronic device when the user of the electronic device is the owner of the electronic device and prevents the financial transaction when the user is not the owner of the electronic device.
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