REAL-TIME INTERACTIVE CREDIT SCORE IMPROVEMENT COACH
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United States of America Patent
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Issued Date -
Jun 5, 2014
app pub date -
Dec 4, 2012
filing date -
Dec 4, 2012
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A method and system for providing a credit coaching service for providing real-time recommendations to improve a credit score for a user retrieves credit report data issued from a credit reporting agency for analysis by a processor and initializes datafeeds for accessing in real-time financial transactions by the user from at least one financial source. Corrective actions are determined and alerts transmitted in real-time to the user in response to detection of a real-time financial transaction that adversely affects the user's credit score.
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