Tokenization and third-party interaction
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United States of America Patent
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Aug 22, 2017
Issued Date -
N/A
app pub date -
Jan 2, 2014
filing date -
Jan 2, 2013
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Processing of a transaction involving one or more third-parties and offers is described. Certain embodiments allow for suspending a received authorization request message which includes a transaction amount and a token mapped to a primary account number. One or more third-parties may be queried for an offer or discount eligible towards the transaction. The authorization request message may be adjusted to reflect one or more eligible offers from the one or more third-parties. The authorization request message may also be adjusted to replace the token with the mapped PAN. The authorization request message may then be sent to an issuer for further processing.
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