Snap Mobile Security Apparatuses, Methods and Systems

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20140197234A1
SERIAL NO

14216382

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Abstract

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The SNAP MOBILE SECURITY APPARATUSES, METHODS AND SYSTEMS (hereinafter “SMS”) provide verification, access and security, via SMS components, to virtual wallet based electronic financial transactions. In one implementation, the SMS receives a request from a user's device to decode a scannable code and verify the security of the decoded code's contents. In some implementations, the SMS decodes the scannable code to obtain code contents requesting access to the wallet account. In some implementations, the SMS obtains from the user digital fingerprints of the user device and a request identifier for the request to access the wallet account. In some implementations, the SMS receives from the access requester digital signatures for the requester and the request identifier. In some implementations, the SMS confirms the digital fingerprints of the user device verify the device is authorized to access the wallet account. In some implementations, the SMS confirms the received digital signatures verify the access requester and the request are authorized to access the wallet account. In some implementations, the SMS sends wallet unlock and activity unlock keys to the device for activity access to the wallet.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hammad, Ayman Pleasanton, US 317 20338

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