DETERMINING A PAYMENT POLICY

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United States of America Patent

APP PUB NO 20140201044A1
SERIAL NO

13742332

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Abstract

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A method of generating a recommendation reducing a cost of subject attrition includes generating a plurality of policies, wherein each of the plurality of policies models a dependence of an attrition risk of each of a plurality of subject categories on a plurality of payment components of the plurality of subject categories, and each of the plurality of policies is associated with a respective set of weights on the plurality of subject categories, determining a benefit of each of the plurality of policies, selecting a selected policy from among the plurality of policies according to the benefit, and generating a recommendation for adjusting a specific payment component of a specific subject for each policy according to the selected policy.

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Patent Owner(s)

Patent OwnerAddress
INTERNATIONAL BUSINESS MACHINES CORPORATIONNEW ORCHARD ROAD ARMONK NY 10504

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Jagmohan, Ashish Irvington, US 119 1211
Sheopuri, Anshul White Plains, US 54 293

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