Systems and methods for processing off-network transaction messages
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United States of America Patent
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Aug 7, 2018
Grant Date -
Jul 17, 2014
app pub date -
Jan 15, 2013
filing date -
Jan 15, 2013
priority date (Note) -
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status (Latency Note)
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Abstract
A computer-implemented method for applying payment services to a payment transaction over a first payment network using a payment services computer system hosted on a second payment network is provided. The method includes receiving a service request at the payment services computer system from a requestor. The service request has a first format that is readable by the second payment network. The method includes determining, at the payment services computer system, the payment services the service request is registered to receive. The method includes processing the service request by applying the registered payment services to the service request. The method includes generating, at the payment services computer system, a services response. The services response is generated based on the registered payment services and the payment transaction data. The method additionally includes transmitting the services response to at least one of the cardholder and the requestor.
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