SYSTEMS AND METHODS TO ENHANCE SEARCH VIA TRANSACTIONDATA

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United States of America Patent

SERIAL NO

13900420

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Abstract

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A computing apparatus is configured to: receive a search term from a user; identify a region within which a residence location of the user is located; obtain a spending profile generated based on aggregating transaction data of users residing in the region; and customize a search result based on the spending profile. For examples, spending of users residing in different regions (e.g., identified via zip+4 postal codes) can be aggregated within respective regions, and normalized and/or ranked across the regions to generate spending preference indicators. Further, the average distances between the residence locations of users residing with different regions and merchant locations at which the users make transactions using payment accounts are determined for the respective regions. The spending indicators and the average distance are used to select, prioritize and/or customize search results to reflect the spending preferences of users based on the residence regions of the users.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Akerman, Kevin Orinda, US 6 181
Bahety, Vipul Sunnyvale, US 6 53
Byce, Charles Raymond Mill Valley, US 21 2482
Gong, Jinping Foster City, US 2 125
Winters, Michelle Eng Belmont, US 40 3916

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