Systems and methods to provide intelligent analytics to cardholders and merchants

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United States of America Patent

PATENT NO 9947020
SERIAL NO

14267143

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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In one aspect, a computing apparatus includes: a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed by the transaction handler, a portal coupled with the data warehouse to receive one or more parameters as an input and to provide spending activity information for presentation as a response to the input, and an analytics engine coupled with the portal and the data warehouse to analyze spending activities of a user based on the transaction data and the one or more parameters to generate the spending activity information regarding transactions in a plurality of accounts of the user.

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Patent Owner(s)

  • VISA U.S.A. INC.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Amaro, Leigh Woodside, US 44 4342
Fordyce,, III Edward W Sedalia, US 44 3744
Winters, Michelle Eng Belmont, US 40 3920

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