Importance

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Abstract

A method for distributing cardholder transaction information includes: storing, in a database, a plurality of transaction data entries, wherein each transaction data entry includes data related to a previously conducted financial transaction involving at least one of a plurality of merchants and includes at least a merchant identifier, a consumer identifier, a transaction time and/or date, and transaction data; receiving, by a receiving device, a transaction cache request, wherein the transaction cache request includes at least a specific merchant identifier; identifying, by a processing device, a transaction data entry subset, wherein the transaction data entry subset includes a subset of the plurality of transaction data entries and where each transaction data entry in the transaction data entry subset includes at least the specific merchant identifier; and transmitting, by a transmitting device, the transaction data entry subset to a merchant associated with the specific merchant identifier.

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First Claim