SYSTEMS AND METHODS TO PROVIDE LOYALTY PROGRAMS
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United States of America Patent
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Issued Date -
Oct 16, 2014
app pub date -
Jun 24, 2014
filing date -
Oct 9, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
A computing apparatus includes: a transaction handler to process transactions; a portal to receive from users enrollment input identifying account identifiers of the users and respective loyalty programs; and a data warehouse to store data associating the account identifiers with the respective loyalty programs. In response to an authorization request received in the transaction handler for a payment transaction identifying a first account identifier, the computing apparatus is to use the data warehouse to determine whether the first account identifier is enrolled with a loyalty program; and if the first account identifier is enrolled with a first loyalty program, the computing apparatus is to use the transaction handler to request purchase details from the merchant via a response to the authorization request, and determine benefits to be awarded to the user of the first account identifier.
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