POINT OF SALE TRANSACTION PROCESSING

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United States of America Patent

SERIAL NO

14468194

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A disclosed transaction processing method includes transmitting a request to a credit aggregator in response to a message from a point of sale device to a wireless communication device of a user. Responsive to receiving credit account information from the credit aggregator, a user interface indicative of at least some of the credit account information including account identification information for a plurality of user credit accounts is displayed. Responsive to detecting a user selecting one of the plurality of credit accounts, credit account information is transmitted to the point of sale device. The request may include information identifying the user. The message from the point of sale device may indicate a price associated with the transaction. The credit account information may include available credit information, current balance information, closing date information, payment date information, annual percentage rate information, and so forth.

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Patent Owner(s)

Patent OwnerAddress
AT&T INTELLECTUAL PROPERTY I L P754 PEACHTREE ST NE SUITE 7C ATLANTA GA 30308

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Pratt, James Round Rock, US 339 3702
Sullivan, Marc Austin, US 123 3029

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