SYSTEMS AND METHODS TO AGGREGATE DEMAND

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United States of America Patent

APP PUB NO 20150058108A1
SERIAL NO

14529813

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Abstract

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A computing apparatus includes: a data warehouse to store data associating a plurality of account identifiers with an offer having a predefined purchase requirement and an aggregated purchase requirement for a benefit; and a transaction handler configured to process a plurality of transactions. The transaction handler is further configured to determine whether each of the plurality of transactions satisfies a predefined purchase requirement, identify a set of transactions each satisfying the predefined purchase requirement, and determine whether the set of transactions satisfies an aggregated purchase requirement for the benefit. In one example, the transaction handler is configured to provide the benefit via statement credits when the set of transactions satisfies the aggregated purchase requirement.

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Patent Owner(s)

Patent OwnerAddress
VISA U S A INCP O BOX 8999 SAN FRANCISCO CA 94128-8999

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Amaro, Leigh Woodside, US 44 4332
DiGioacchino, Laura San Mateo, US 25 1481
Fordyce, Edward W Sedalia, US 10 617
Griggs, Alfred William San Mateo, US 7 837
Salmon, Diane C Lafayette, US 30 1464
Siegel, Kevin Paul Mountain View, US 20 2045
Subramanian, Kaushik Fremont, US 25 1694
VonDerheide, James Alan Pasadena, US 24 1715
Winters, Michelle Eng Belmont, US 40 3913

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