SYSTEMS AND METHODS TO TRANSMIT CONSUMER INFORMATION IN CONNECTION WITH PAYMENT TRANSACTIONS
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United States of America Patent
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Issued Date -
Mar 12, 2015
app pub date -
Sep 8, 2014
filing date -
Sep 10, 2013
priority date (Note) -
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Abstract
A computing apparatus includes: a portal configured to provide a user interface to a user to specify a privacy policy of the user and to receive consumer data of the user; a data warehouse coupled with the portal to store the privacy policy in connection with account information identifying a payment account of the user; a payment processor of a payment processing network configured to process payment transactions made using payment accounts and store in the data warehouse transaction data recording the payment transactions processed by the payment processor; and a rule engine coupled with the payment processor and the data warehouse to determine, in response to a payment transaction made using the account information for a payment to a merchant on behalf of the user, whether or not to transmit the consumer data of the user to the merchant in accordance with the privacy policy of the user.
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