Multi factor authentication rule-based intelligent bank cards

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United States of America Patent

PATENT NO 10032170
SERIAL NO

14568289

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Abstract

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System, method, and computer program product to implement four factor authentication rule-based intelligent bank cards, by receiving valid authentication information for a card associated with an account, verifying that a captured image of a person presenting the card matches an image of an authorized user of the account, analyzing the captured image to detect an emotion of the person, and performing a predefined operation to control access to the account upon determining that the detected emotion satisfies an emotion rule associated with the account.

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Patent Owner(s)

  • INTERNATIONAL BUSINESS MACHINE CORPORATION

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Crowell, Susan F Rochester, US 19 274
Nikolai, Jason A Rochester, US 102 552
Thorstensen, Andrew T Rochester, US 31 392

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