CREDIT CARD SECURITY ENHANCEMENTS FOR AUTHORIZING A CREDIT CARD TRANSACTION
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United States of America Patent
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Issued Date -
Apr 16, 2015
app pub date -
Oct 11, 2013
filing date -
Oct 11, 2013
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Abstract
A method, non-transitory computer readable medium, and apparatus for authorizing a credit card transaction are disclosed. For example, the method receives a request to validate a transaction with a vendor using a credit card account, sends a request to an owner of the credit card account for a personal identification number (PIN) associated with the credit card account, wherein the PIN comprises one or more parameters, receives the PIN, determines that the PIN matches one of one or more PINs that were generated and associated with the credit card account and that each one of the one or more parameters associated with the PIN is met by the transaction and authorizes the transaction with the vendor using the credit card account.
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