SYSTEMS AND METHODS TO PROVIDE REWARDS BASED ON PURCHASED ITEMS

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20150120418A1
SERIAL NO

14525729

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A system includes a POS terminal configured to store a list of products/items eligible for rewards and/or discounts, check items purchased by a user via a transaction against the list to identify items eligible for rewards and/or discounts, aggregate the eligible items according to reward/discount categories, and provide information about the eligible items aggregated according to the categories in an authorization request for the transaction in a payment account of the user. The system further includes a transaction handler receiving the authorization request that contains the information aggregated according to the categories, and provide rewards and/or discounts to the transaction during the authorization and/or settlement of the transaction.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Cervenka, Karen Louise Belmont, US 8 634
Long, Laura A San Mateo, US 3 213
Lutzen, Renee Yvonne Omaha, US 1 50
Taylor, Mary Theresa San Francisco, US 13 779

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