METHOD AND SYSTEM FOR AUTOMATED DETECTION OF CAN-SPAM VIOLATIONS BY MERCHANTS AND ACQUIRERS
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United States of America Patent
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Issued Date -
May 7, 2015
app pub date -
Nov 5, 2013
filing date -
Nov 5, 2013
priority date (Note) -
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Abstract
A method for associating a merchant account with violating activity includes: storing a plurality of merchant profiles, each profile including at least a merchant identifier; receiving a uniform resource locator or hyperlink captured from distributed electronic content that is identified as being in violation of a rule or regulation; navigating, via a browsing application program, to a webpage via the received uniform resource locator or hyperlink; initiating a payment transaction for the purchase of goods or services via the webpage; receiving an authorization request for the payment transaction, wherein the authorization request includes at least a merchant identification; transmit an authorization response in response to the received authorization request; identifying, in the database, a specific merchant profile where the included merchant identifier corresponds to the merchant identification; and indicating, in the database, the specific merchant profile as being in violation of the rule or regulation.
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