METHOD AND SYSTEM OF UTILIZING MOBILE PHONE AS LOCATOR TO MANAGE CARD ACCEPTANCE
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United States of America Patent
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N/A
Issued Date -
May 7, 2015
app pub date -
Nov 5, 2013
filing date -
Nov 5, 2013
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A financial transaction method that includes receiving at a geolocation authentication module, a request from a managing computer system storing data associating identification information of individual mobile devices with individual payment card accounts, the request originating from a merchant and includes data identifying the geographic origin of the request for authorization against the payment card account of the customer; identifying a mobile device associated with the payment card account against which the request for authorization has been received; requesting data identifying a current geographic location of the at least one mobile device associated with the payment card account from a mobile device service provider, the mobile device service provider storing data identifying the current geographic location of the mobile device associated with the payment card account; and receiving, from the mobile device service provider, the data identifying the geographic location of the mobile device associated with the payment card account.
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