Transit Agency As An Issuer And/Or Program Manager Of Prepaid Products
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United States of America Patent
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Issued Date -
May 7, 2015
app pub date -
Oct 7, 2014
filing date -
Sep 28, 2006
priority date (Note) -
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status (Latency Note)
Importance
Abstract
Described is processing for requested user access, starting with receiving transaction data from a portable consumer device presented by the user at a gate access device of an access agency for the requested access. The transaction data from the gate access device is processed and a fee amount for the requested access is determined. The processing next involves determining an account balance in accordance with the determined fee amount and a prior balance amount associated with the portable consumer device, and reconciling the determined account balance and account data associated with the portable consumer device at a processing computer of the access agency such that the access request is indicated as either approved or declined.
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