Network token system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10891610
APP PUB NO 20150127547A1
SERIAL NO

14514290

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for providing, along with a token, a token assurance level and data used to generate the token assurance level. At the time a token is issued, one or more Identification and Verification (ID&V) methods may be performed to ensure that the token is replacing a PAN that was legitimately used by a token requestor. A token assurance level may be assigned to a given token in light of the type of ID&V that is performed and the entity performing the ID&V. Different ID&Vs may result in different token assurance levels. An issuer may wish to know the level of assurance and the data used in generating the level of assurance associated with a token prior to authorizing a payment transaction that uses the token.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION; MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Anderson, James Mount Vernon, US 139 2476
Powell, Glenn Leon Fremont, US 13 799
Rutherford, Bruce Stamford, US 10 772
Sheets, John F San Francisco, US 67 2776
Williamson, Gregory Stamford, US 8 492

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