AUTOMATED RECONCILIATION ANALYSIS MODEL
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United States of America Patent
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Issued Date -
Jun 4, 2015
app pub date -
Dec 3, 2013
filing date -
Dec 3, 2013
priority date (Note) -
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Abstract
A device including a memory with an automated collateral fraud and risk detection application installed thereon, wherein the application determines whether a final appraised value of an appraisal was correctly reconciled from comparable properties listed on the appraisal by extracting reconciliation information from the appraisal, the reconciliation information including adjusted sale prices for each comparable property listed on the appraisal and the final appraised value; applying a rule set to the reconciliation information to generate sub-scores; applying a heuristic to the sub-scores to generate a reconciliation score; and outputting a scorecard for the appraisal based on the reconciliation score.
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