METHOD AND SYSTEM FOR SPLIT-HASHED PAYMENT ACCOUNT PROCESSING
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United States of America Patent
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Issued Date -
Jun 11, 2015
app pub date -
Dec 6, 2013
filing date -
Dec 6, 2013
priority date (Note) -
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Abstract
Methods and systems for receiving an authorization request associated with a transaction, the authorization request including an account code; receiving a user code to associate with the account code; associating the account code and the user code together to form a payment account code; determining an account identifier corresponding to the payment account code; determining whether to map the payment account code to a primary account number (PAN); mapping, in response to the determination that the payment account code is to be mapped to the PAN, the payment account code to the PAN to ascertain a PAN corresponding to the payment account code; and sending the authorization request including the PAN to be authorized.
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