Automatic determination of periodic payments based on transaction information

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United States of America Patent

PATENT NO 10445838
APP PUB NO 20150161741A1
SERIAL NO

14098829

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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According to some embodiments, transaction information associated with payments made via a payment account may be retrieved from a transaction database. The retrieved transaction information may then be analyzed to automatically determine periodic payment information (e.g., associated with a subscription or membership) associated with the payment account. The automatically determined periodic payment information may then be output. For example, a predicted next periodic payment due date might be calculated and output.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bernard, Serge Danbury, US 63 351
Malgatti, Nikhil Stamford, US 32 99
Unser, Kenny Fairfield, US 55 307

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Apr 15, 2027
11.5 Year Payment $7400.00 $3700.00 $1850.00 Apr 15, 2031
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00