TEMPORARY PASSCODE GENERATION FOR CREDIT CARD TRANSACTIONS

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20150178722A1
SERIAL NO

14135939

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Embodiments of the present invention disclose a method, computer program product, and system for verifying the identity of a card user. A computer sends one or more temporary passcodes to a user device. The computer sends a prompt to a point of sale device, wherein the prompt requests a predefined, identifying input. The computer receives the temporary passcode, the computer verifies that the received temporary passcode is substantially similar to at least one of the one or more passcodes sent to the user device.

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Patent Owner(s)

Patent OwnerAddress
INTERNATIONAL BUSINESS MACHINES CORPORATIONNEW ORCHARD ROAD ARMONK NY 10504

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Alger, Joshua A Raleigh, US 11 59
Hoy, Jeffrey R Southern Pines, US 102 858
Pellas, Barry J Raleigh, US 27 226
Stecher, David M Seattle, US 53 315

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