Systems and methods for merchant mobile acceptance

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United States of America Patent

PATENT NO 10013690
SERIAL NO

14157399

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods are provided for merchant mobile acceptance of user device data. For example, a method comprises receiving encrypted user device data and reader metadata from a merchant mobile device, determining a device reader API and device reader encryption scheme using the device reader metadata, parsing the encrypted user device data using the device reader API to determine encrypted personal information, and decrypting the encrypted personal information using the reader encryption scheme.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSSOCIATION

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kalgi, Avinash Kirkland, US 19 1133
Wang, Qian Mercer Island, US 542 3017

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