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Abstract

User-wearable electronic apparatus configured to enable wireless communications. In one embodiment, the apparatus takes the form of a wrist-worn apparatus (such as wristwatch) which includes a short-range radio frequency interface disposed therein at time of manufacture of the apparatus. The interface can be selectively encoded, such as after purchase, with user-specific information enabling the user to perform desired transactions (such as payment for goods and services), without having to carry other forms of payment with them. In one variant, the user-specific information includes data relating to one or more payment (e.g., debit/credit) accounts, and the transactions are authenticated via user-supplied biometric data such as e.g., a fingerprint, voiceprint, or facial recognition data.

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First Claim