PREDICTING LOCATION BASED ON PAYMENT CARD USAGE
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United States of America Patent
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Issued Date -
Nov 12, 2015
app pub date -
May 6, 2014
filing date -
May 6, 2014
priority date (Note) -
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status (Latency Note)
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Abstract
A system and a method for predicting the location of a person using prior point of sale transaction data are disclosed. Historical purchase data is used to develop logic for predicting a present or future location at any given time of the cardholder. The logic can be tested against transaction data to qualify its accuracy. Statistical techniques are used to develop the logic with a sample of payment cardholders during an analytical phase. The logic can be applied to a broader universe of cardholders to ascertain a higher level of confidence that can be assigned to the prediction.
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