Passive cardholder verification method in mobile device

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10380588
APP PUB NO 20150332271A1
SERIAL NO

14276071

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Abstract

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In a payment-enabled smartphone, a customer verification method (CVM) may be performed without prompting the user to provide any input. An outcome of the resulting passive CVM process may be an input to a risk based decision process performed by the smartphone, by a point of sale terminal and/or by an issuer of a payment card account accessed via the payment-enabled smartphone. The risk based decision process may determine whether a payment transaction is approved or declined.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Collins, Simon Surrey, GB 44 1727
Maddocks, Ian Milton Keynes, GB 9 58

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