SMART PHONES OR INTERNET PADS SUPPORTING MOBILE PAYMENT THAT INCLUDES SECURITY BASED, AT LEAST PARTLY, ON FINGERPRINT AUTHENTICATION, DATA ENCRYPTION, AND SHORT PHYSICAL DISTANCE WIRELESS COMMUNICATION
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United States of America Patent
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Issued Date -
Dec 10, 2015
app pub date -
Aug 17, 2015
filing date -
Nov 1, 2000
priority date (Note) -
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Abstract
A mobile information apparatus for making mobile payments associated with a credit card, via a near distance radio frequency wireless communication unit, is herein disclosed and enabled. The mobile information apparatus is at least a smart phone or an Internet-Pad. At least part of the payment information is stored in the mobile information apparatus with an encryption technique. To make a payment, the user is instructed to move the mobile information apparatus to within a limited local physical distance from a wireless output controller; the user authorizes the payment by providing fingerprint authentication; and subsequent to the fingerprint authentication, the mobile information apparatus releases the payment information that includes encrypted data associated with a transaction, over a short range radio frequency communication link, to the wireless output controller for payment and transaction processing.
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