Method and apparatus for ATM-based cross-selling of products and services

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United States of America Patent

PATENT NO 10776865
APP PUB NO 20110060654A1
SERIAL NO

12857205

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Abstract

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A method of and apparatus for automatically displaying an advertisement or promotional material to a user of an automated teller machine or point of purchase terminal. The method includes accessing debit data and credit bureau data for the applicant, accessing account information for the applicant, generating a score for the applicant based on the data and the account information and determining what advertisements or promotional offers to display on the ATM or POP terminal. The apparatus is a system, including both hardware and software components for effecting the method.

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Patent Owner(s)

Patent OwnerAddress
FIDELITY INFORMATION SERVICES LLC347 RIVERSIDE AVENUE JACKSONVILLE FL 32202

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Elliott, Adam Joseph Lino Lakes, US 2 223
Paul, Barry Milwaukee, US 2 223

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