Inferred matching of payment card accounts by matching to common mobile device via time and location data analysis
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United States of America Patent
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app pub date -
Oct 23, 2014
filing date -
Oct 23, 2014
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Abstract
Payment card account transaction data sets and mobile device travel profiles are compared with each other to detect matches in terms of times and locations of use and/or presence. Such an analysis may link two or more payment card accounts to the same mobile device. Consequently, common ownership of the two or more payment card accounts may be reasonably inferred. Based on the inference of common ownership, marketing related analysis may be performed on a combined transaction data set that reflects transactions in both commonly owned payment card accounts.
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