SYSTEM AND METHOD FOR ENFORCING DIFFERENTIAL PRICING
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United States of America Patent
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Issued Date -
May 12, 2016
app pub date -
Nov 12, 2014
filing date -
Nov 12, 2014
priority date (Note) -
Published
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Abstract
Systems and methods are provided for enforcing differential pricing and other pricing structures using a payment network. One embodiment of the payment network includes a server, a processor, and a memory module that includes stored computer program code. The memory module, the stored computer program code, and the processor are configured to cause the server to parse a request message associated with a payment transaction to obtain an item identifier and payment mechanism information. The item identifier is associated with an item to be purchased as part of the payment transaction. The payment mechanism information is associated with a payment mechanism. The memory module, the stored computer program code, and the processor are further configured to cause the server to obtain a determination of whether, based on the payment mechanism information, the payment mechanism complies with a set of pricing control rules associated with the item. Additionally, the memory module, the stored computer program code, and the processor are further configured to cause the server to transmit a response message approving the payment transaction request, upon a determination that the payment mechanism complies with the set of pricing control rules, and to transmit a response message declining the payment transaction request, upon a determination that the payment mechanism does not comply with the set of differential rules.
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
MASTERCARD INTERNATIONAL INCORPORATED | 2000 PURCHASE STREET PURCHASE NY 10577 |
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Howe, Justin X | San Francisco, US | 57 | 337 |
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7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | Nov 12, 2023 |
11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Nov 12, 2027 |
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Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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