METHOD AND SYSTEM FOR UNDERSTANDING SPEND BEHAVIOR OF FOREIGN PAYMENT CARD HOLDERS AT DOMESTIC MERCHANTS
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United States of America Patent
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Issued Date -
Jun 30, 2016
app pub date -
Dec 30, 2014
filing date -
Dec 30, 2014
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Abstract
A method and a system are provided for understanding spend behavior of foreign payment card holders at domestic merchants. In particular, the present disclosure provides a method and a system for assessing purchasing and payment behavior of a plurality of foreign payment card holders at one or more domestic merchants based on purchasing and payment activities of the plurality of foreign payment card holders, countries of origin of the plurality of foreign payment card holders, and one or more categories of domestic merchants associated with the purchasing and payment activities of the plurality of foreign payment card holders. Indices are generated based on the purchasing and payment activities of the plurality of foreign payment card holders, the countries of origin of the plurality of foreign payment card holders, and the one or more categories of domestic merchants. Predictive behavioral models are generated based on the one or more indices.
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