SYSTEMS AND METHODS FOR MANAGING PAYMENT ACCOUNT HOLDERS
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Aug 4, 2016
app pub date -
Feb 3, 2015
filing date -
Feb 3, 2015
priority date (Note) -
Published
status (Latency Note)
Importance
Abstract
Systems and methods for payment card account portfolio monitoring and optimization that provide issuer financial institutions (FIs) with account holder recommendations about whether or not to take action with respect to one or more of their payment account holders. In some embodiments, the process includes extracting, by a recommendation engine from a payment card transaction database, payment account transaction data of a plurality of payment card accounts, aggregating the payment account transaction data, calculating a payment card account product profitability proxy amount for each payment card account, executing an adaptive optimization process, generating a recommendations file, and then transmitting the recommendations file to an issuer FI computer.
First Claim
Family
International Classification(s)
Cited Art Landscape
Patent Citation Ranking
Advertisement
Advertisement
Advertisement
Recipient Email Address
Recipient Email Address
Comment
Recipient Email Address
Add to Portfolio(s)
To add this patent to one, or more, of your portfolios, simply click the add button.
This Patent is in these Portfolios:
Add to additional portfolios:
Last Refreshed On:
Changes done successfully