Secure authentication of user and mobile device

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10116447
APP PUB NO 20160241402A1
SERIAL NO

15046341

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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An authentication method is disclosed. To authenticate a user, a mobile device may request identification and verification from the user. Upon receiving a positive identification and verification response from the user, the mobile device may generate a cryptogram using a user identification (ID) associated with the user, a timestamp, a device ID associated with the mobile device, a service provider application ID associated with the service provider application, and a service provider device ID. The mobile device may transmit the generated cryptogram, the user ID, the timestamp, the device ID, the service provider application ID, and the service provider device ID, to a service provider computer associated with the service provider application. The service provider computer may decrypt the cryptogram and compare the decrypted data elements to the received data elements to validate and authenticate the user.

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First Claim

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gordon, James Lafayette, US 36 907
Horton, David Dublin, US 28 902
Joshi, Roopesh San Ramon, US 10 656

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