AFFILIATED INDIVIDUAL IDENTIFICATION AND ACCOUNT RECOUPMENT

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United States of America Patent

APP PUB NO 20160247132A1
SERIAL NO

14631470

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method including identifying a delinquent account from multiple accounts managed by a financial services institution. The delinquent account is held by an account holder. The method includes accessing data pertaining to social networking activity of the account holder. The method includes reviewing the data pertaining to social network activity to identify an individual who is affiliated with the account holder. The method includes transmitting to a social media account of the affiliated individual, a payment solicitation that requests the affiliated individual make a payment to the delinquent account on behalf of the account holder. The method includes receiving a payment message that authorizes a payment to the delinquent account. The method includes applying the payment to the delinquent account.

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Patent Owner(s)

Patent OwnerAddress
EBAY INC2145 HAMILTON AVENUE SAN JOSE CA 95125

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Zamer, Kamal Austin, US 88 291

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