METHOD TO USE A PAYMENT GATEWAY AS CONTEXTUAL ENABLER BETWEEN DIFFERENT PARTIES

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United States of America Patent

APP PUB NO 20160253662A1
SERIAL NO

15040726

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Abstract

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Disclosed is a system to enable enhancing data shared between different parties to take advantage of contextual applications by creating a parallel secure, compartmentalized and governable data storage and exchange framework. In an example, the system may provide for receiving an authorization request for a financial transaction, forwarding the request to a payment account issuer, creating a digital Topic, determining authorized parties to access the digital Topic, and determining a permission level for each of the authorized parties to access Topic elements of the digital Topic. In further aspects, in response to the authorization being approved, the example system may include communicating an approved authentication, receiving an itemized list of items purchased, adding the items to the Topic, notifying the authorized parties about creation of the Topic, and communicating a specific hash key to each of the authorized parties for accessing the Topic.

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Patent Owner(s)

Patent OwnerAddress
VISA INTERNATIONAL SERVICE ASSOCIATIONP O BOX 8999 SAN FRANCISCO CA 94128

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Badri, Madhvesh Navkal Foster City, US 2 4
Duraipalarn, Vijay Foster City, US 1 0
Rao, Deepak Foster City, US 21 704
Zolnikov, Pavel Foster City, US 1 0

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