SYSTEMS AND METHODS OF FINANCING PREAPPROVAL AND PREQUALIFICATION OPTIONS FOR EQUITY MINING
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United States of America Patent
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Issued Date -
Sep 15, 2016
app pub date -
Mar 14, 2016
filing date -
Mar 14, 2016
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Abstract
One embodiment of the system described herein provides an interface for operation at a remote computing device and receive a list of consumers and vehicles for prequalification and equity determinations. The system further receives one or more criteria, obtains credit history records for at least one consumer on the first list, and compares at least obtained credit history record with the received one or more criteria. The system further identifies which consumers of the first list exceed the one or more criteria, obtains vehicle history records for at least one vehicle on the first list, and calculates vehicle equity values for the at least one vehicle on the first list. The system further generates generate a second list of consumers that are prequalified and vehicle equity values for conveyance via the interface.
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